Risk Management

Armor 360 Logo

The ARMOR 360° process typically begins three to four months after the insurance renewal with a formal Risk Management Assessment. This assessment focuses on exposure identification and risk mitigation. Clients will then receive a Risk Profile Improvement (RPI) plan of action. As you can imagine, underwriters love ARMOR 360° because it highlights all the processes currently in place and designs a plan to continue to improve their risk profile.

Insurance Market Graph

With the traditional insurance bidding process, renewal process typically starts when the market is saturated. This leads to a rushed and stressful buying window where important risk issues can be overlooked to save minimal premium dollars.

VS

Insurance Market Graph

Our approach leads to your insurance cost reflecting Risk Profile Improvement (RPI), saving you time, money, lowering your long-term risk, and making you a safer and better company.

With the traditional insurance bidding process, renewal process typically starts when the market is saturated. This leads to a rushed and stressful buying window where important risk issues can be overlooked to save minimal premium dollars.

Our approach leads to your insurance cost reflecting Risk Profile Improvement (RPI), saving you time, money, lowering your long-term risk, and making you a safer and better company.

Armor 360 circle graphic

Safeguard and strengthen your company

By implementing a risk management program your business will become healthier and safer. Risk Management is more than just buying an insurance policy, it’s an investment that protects and strengthens your organization.

A risk manager is an extension of your management team

We help you identify exposures and then design a plan tailored to help you reduce risk and lower insurance costs in the long run. After the plan is in place, we monitor the plan to ensure it’s a perfect fit as your business evolves.

Get superior coverage at a competitive price

By taking the time to identify exposures and implement programs to reduce risk, your organization can secure better coverage at a fair price. Our clients have saved on average 17 percent in the first year.

Do it all at no additional cost to you

You’ll find the process requires very little work on your end and no additional cost. We make the investment to get to know you, your organization, and your exposures and plan to earn the right to be your insurance and risk manager.

60 %
of audits included Risk Profile Improvement
$ 0 M
average of uninsured risk per client
0 %
average first-year savings
$ 600
average premium amount saved per hour invested

Beyond Insurance Global Network (BIGN)

As a member of The Beyond Insurance Global Network™, we’re part of an exclusive peer-to-peer group of best-in-class independent agencies that serve their clients as diagnostic, consultative trusted risk advisors.

The BIGN Difference graphic
HIGHLY COLLABORATIVE

We deliver shared industry knowledge, deep technical expertise, and strong relationships.

ONE FOCUS – RISK MANAGEMENT

We’ll identify the full range of risks that matter to your business and help solve your biggest challenges.

VALUE 

We make a significant investment in the BIGN and to each other. We are fully committed to achieving significant ROI for our clients.

CARRIER ACCESS

Our array of resources and support from national, regional and specialty insurance carriers ensures the benefit for your business.

COMMON GOAL
We adhere to best practices for your organization’s safety, security and peace of mind.
LOCAL SERVICE, NATIONAL REACH
We supply the benefits, tools and processes you’d expect from a big broker, along with personalized, local service.

To Design, You Must First Discover.

And, the first step is an IQRM™

The IQRM™ is an innovative risk assessment and compliance tool designed to understand the risks and issues facing your company.
It benchmarks performance against your company’s ideal industry standards & facilitates the design of risk control & mitigation strategies.

The Insurance Market would like to offer your company a complimentary IQRM™.