Abuse & Molestation IQRM

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What is IQRM?

The IQRM (Intelligence Quotient for Risk Management) is the first step to identifying the risks that most greatly affect your business.

Why IQRM?

With this integral piece of The Insurance Market’s Armour 360® process, we will ensure you receive a comprehensive program that maximizes your insurance investment.

How IQRM works?

We will work together to analyze the effectiveness of managing risks, develop strategies to protect your assets, and improve your risk profile. Additionally reducing your insurance costs, monitoring, and fine-tuning risk management programs as your business evolves.

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1. Does your organization have staff or volunteers that transport youth either in personal vehicles or through public transportation? If so, what is your policy about transportation, specifically 1:1 transportation?(Required)
2. Does your organization have staff or volunteers that use social media, email, or other digital platforms to communicate with youth?(Required)
3. Does your organization have staff or volunteers that use text messages or personal or work cell phones to communicate with youth?(Required)
4. Does your organization require child sexual abuse prevention training be included in orientation or onboarding for all staff, contracted vendors, and volunteers?(Required)
5. Does your recruitment process include background checks and references? Does your organization conduct routine, annual background checks including criminal records or sex offender registry on a state and federal level for all staff and volunteers regardless of tenure?(Required)
6. Has your organization distributed or posted relevant state laws and mandated reporter guidelines to all employees and volunteers?(Required)
7. Has your organization distributed your child protection policy to all parents and caregivers with a definition of what constitutes physical, sexual, and emotional abuse?(Required)
8. Does your organization have a written Code of Conduct that is publicly displayed to alert staff and volunteers that there will be no inappropriate relations with clients, students, or campers?(Required)
9. Does your staff, volunteers, or contracted vendors perform personal care for clients, students, or campers in the form of bathing, toileting, and changing clothes?(Required)
10. Does your organization have a communications plan in place for communicating with staff, victims, parents, and the media should an incident of abuse surface?(Required)
11. Is there a process for recording concerns confidentially and securely?(Required)
12. Does your organization have a sign-in process for all visitors?(Required)
13. Does your organization have a written supervision plan that monitors staff and volunteers' day-to-day interactions with clients, students, or campers?(Required)
14. Does your organization have protocols for picking up clients, students, or campers?(Required)
15. Does your organization use children’s photos/videos/stories or mentions children’s family stories in our communications (website, fundraising, leaflets, advertisements, news articles)?(Required)
16. When running events where photography might take place, do you take steps to clarify and promote the photography rules for the event to all staff, volunteers, spectators, parents, caregivers, and child participants?(Required)
17. Does your organization have an insurance policy including coverage for defense relating to child sexual abuse (excluding any coverage for people who abuse)?(Required)
18. Do all staff know who the Designated Child Safety Officer is and how to access them?(Required)
19. Has your administration team had preemptive conversations with community partners (law enforcement, child protective services, long term contractors etc.) to align on shared values for child protection?(Required)
20. Has your facility undergone an environmental scan to assess potential vulnerable areas of abuse (i.e., windowed rooms, windowed doors, cameras, open viewing areas, etc.)?(Required)
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