Fleet Safety IQRM

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What is IQRM?

The IQRM (Intelligence Quotient for Risk Management) is the first step to identifying the risks that most greatly affect your business.


With this integral piece of The Insurance Market’s Armour 360® process, we will ensure you receive a comprehensive program that maximizes your insurance investment.

How IQRM works?

We will work together to analyze the effectiveness of managing risks, develop strategies to protect your assets, and improve your risk profile. Additionally reducing your insurance costs, monitoring, and fine-tuning risk management programs as your business evolves.

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1. To what extent does your organization have a system for ensuring the continued qualification of drivers, including proper licensing and identifying drivers who are not complying with safety regulations?(Required)
2. To what degree does your organization review drivers’ employment and driving histories, to determine whether they are competent and qualified to drive safely?(Required)
3. To what degree does your organization review the records of drivers at least once every 12 months and maintains a record of these reviews?(Required)
4. My organization has procedures to monitor drivers’ hours of service, perform continuing review of drivers’ logs and ensure compliance with hours-of-service requirements.(Required)
5. How would you rate your organization’s training/testing program on drug and alcohol use by drivers?(Required)
6. To what extent does your organization have a system and procedures for inspection, repair and maintenance of its vehicles in a safe condition, and for preparing and preserving related records?(Required)
7. How well has your organization defined a crash for purposes of setting standards and determining appropriate responses?(Required)
8. How would you rate your organization’s procedures for demonstrating compliance with FMCSA safety requirements within 48 hours of receipt of a request from the FMCSA or other authorized federal or state officials?(Required)
9. To what degree does your organization offer training in handling hazardous materials and have a system and procedures for complying with hazmat regulations?(Required)
10. How effective is your organization’s system for tracking driver fitness, including medical conditions and treatments that could preclude drivers for reporting for duty?(Required)
11. How would you quantify your organization’s program for monitoring vehicle accidents and maintaining an accident register?(Required)
12. To what degree are accident files maintained on each driver?(Required)
13. To what extent does your organization provide a fleet-safety incentive program including driver safety awards?(Required)
14. How would you rank your organization at establishing a means to measure and benchmark your progress as it relates to fleet safety (e.g. accidents per 100,000 hours, per million miles, etc.)?(Required)
15. To what degree does your organization have a process to thoroughly investigate fleet accidents and report on steps to prevent future accidents (e.g. accident review committee)?(Required)
16. How effective is your organization at handling all telematic and camera data on a timely basis?(Required)
17. How would you rate your organization at considering driver safety performance in performance reviews?(Required)
This field is for validation purposes and should be left unchanged.