Homeowners Property IQRM

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What is IQRM?

The IQRM (Intelligence Quotient for Risk Management) is the first step to identifying the risks that most greatly affect your business.

Why IQRM?

With this integral piece of The Insurance Market’s Armour 360® process, we will ensure you receive a comprehensive program that maximizes your insurance investment.

How IQRM works?

We will work together to analyze the effectiveness of managing risks, develop strategies to protect your assets, and improve your risk profile. Additionally reducing your insurance costs, monitoring, and fine-tuning risk management programs as your business evolves.

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1. To what degree have you installed protective or smart devices which prevent and / or alert you to potential crimes, fire and/or gas leaks?(Required)
2. To what degree have you effectively appraised any collectables or collections to insure it properly?(Required)
3. How effective are your policies at covering any jewelry items valued at $1,500 an above?(Required)
4. How current and consistent are you in notifying your insurance agent of all major repairs and home renovation / remodeling updates from the last 15 years?(Required)
5. To what degree do you have plans in place in the event of a natural disaster, ensuring proper coverage, or have an evacuation plan mapped out for your family?(Required)
6. To what degree does your vetting of contractors include a process to ensure they have proper insurance or adequate limits should a claim occur?(Required)
7. How effective are your policies at protecting your electronics, personal information and accounts from a cyber breach?(Required)
8. To what degree have you received education from your insurance advisor with respect to losses, claims and whether or not to file?(Required)
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1.800.999.7518

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Phone 302.875.7591 Fax 302.875.7541
310 N. Central Ave. Laurel, DE 19956

Phone 443.944.9682 Fax 443.944.9683
109 Poplar Hill Ave. Salisbury, MD 21801

Phone 302.875.7591 Fax 302.491.4862
105 NE Front St. Milford, DE 19963
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