Religious Institutions IQRM

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What is IQRM?

The IQRM (Intelligence Quotient for Risk Management) is the first step to identifying the risks that most greatly affect your business.


With this integral piece of The Insurance Market’s Armour 360® process, we will ensure you receive a comprehensive program that maximizes your insurance investment.

How IQRM works?

We will work together to analyze the effectiveness of managing risks, develop strategies to protect your assets, and improve your risk profile. Additionally reducing your insurance costs, monitoring, and fine-tuning risk management programs as your business evolves.

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1. The methods used for the determination of insured values of our organization’s buildings and personal property, and revenue align with the ability to rebuild and replace our facilities in the event of a catastrophic loss.(Required)
2. Our leadership team plans for our organization’s fiscal continuity in the event of a catastrophic loss.(Required)
3. Regarding operational changes (including new ministries and expansion plans), our leadership team shares this information with our trusted advisor network.(Required)
4. Our leadership team communicates the three-to-five concerns keeping us awake at night with our trusted advisor network.(Required)
5. Should a data breach occur, our cybersecurity policies and procedures address the steps we need to take.(Required)
6. Our employee and volunteer policies and procedures protect youth and children from sexual abuse.(Required)
7. Should a claim occur, our policies clearly outline the processes we need to take to notify our agent or broker.(Required)
8. Our policies and procedures clearly outline how we prefer to manage litigation (i.e., the insurance company or our own counsel).(Required)
9. Our organization has established a culture where employees feel comfortable coming to management with concerns that may result in a potential claim.(Required)
10. Our leadership keeps the board of directors informed as to the insurance coverages and limits the organization carries.(Required)
11. Our bylaws establish ownership guidelines and/or policies for the creation of original work by our employees.(Required)
12. The organization repairs visible hazards on our owned premises in a timely manner.(Required)
13. The organization has policies and procedures in place to clearly outline safety procedures and best practices for employees using their own vehicle for business.(Required)
14. The organization provides a safe and secure environment, including immediate response action should we face an act of violence or a weather-related catastrophe.(Required)
15. Our policies, procedures, and internal controls protect us from a crime loss such as employee theft.(Required)
This field is for validation purposes and should be left unchanged.