Managing a restaurant brings numerous challenges. After all, restaurant owners must consistently deliver exceptional food and services, maintain a loyal customer base and ensure employee safety. What’s more, restaurant operations also carry a wide range of property and liability risks – both of which could contribute to costly damages. That’s why it’s crucial to have effective loss control measures in place.. This resource summarizes common risks that restaurant owners must address and includes helpful strategies they can use to prevent potential claims.
Because restaurants often rely on a variety of heat-producing appliances within their kitchens (e.g. ovens, deep fryers, grills and more), fire exposures are significant. Without adequate mitigation measures and suppression systems in place, the consequences from a fire incident can be devastating – causing property damage and serious (or even fatal) injuries. As such, the following fire prevention protocols should be a top priority for restaurant owners.
Serving delicious, high-quality food is critical to the success of any restaurant. That being said, poor food safety protocols can have detrimental impacts— potentially resulting in unsatisfied customers, foodborne illnesses and wasted products due to contamination or spoilage. Further, it can be extremely difficult for restaurants to recover from the reputational damages that often accompany a food safety mishap. Therefore, to ensure appropriate food safety techniques, restaurant owners should follow these guidelines:
As with any employer, restaurant owners have a responsibility to protect their employees from illnesses and injuries on the job. Especially in food preparation, safeguarding employees from kitchen hazards (e.g., sharp objects, dangerous chemicals and hot or slippery surfaces) is vital to prevent potential incidents. With this in mind, restaurant owners should implement the following employee safety procedures:
In addition to establishing a safe work environment, it’s also important for restaurant owners to ensure that their properties are suitable for customers. Whether customers are dining in or ordering takeout, all it takes is a single mishap—such as a slip incident in the parking lot—to result in a costly accident lawsuit. To avoid such liability concerns, restaurant owners should uphold these measures:
It’s vital for restaurant owners to take necessary risk management precautions to minimize costly insurance claims and lawsuits. Doing so can help ensure customer satisfaction, reduce liability concerns, prevent property damage and keep employees safe on the job.
While this resource offers several effective loss control strategies, restaurant owners don’t have to navigate their risk management programs alone. Working with a qualified and experienced insurance professional can make all the difference. Contact us today to review coverage options and additional loss control tactics for restaurant owners.