Don’t let a major insurance claim or lawsuit put your financial future at risk. If the costs exceed your standard homeowners or auto policy coverage, you could face significant personal financial loss. That’s where we come in.
Umbrella insurance is an affordable way to increase your liability protection beyond what your car or homeowners insurance policy provides. This coverage applies in situations where you are held responsible for an unfortunate event, and the costs exceed the limits of your primary policy.
For example, if your auto policy has a liability limit of $500,000 but an accident you cause leads to medical bills of $600,000, your primary policy will cover the first $500,000 and your umbrella insurance policy will cover the remaining $100,000.
Umbrella insurance policies typically have their own limits but the premium is often low compared to the potential payouts, making it a cost-effective solution for added peace of mind. Contact us today to add an umbrella insurance policy to your insurance portfolio. Protect yourself and your loved ones with added liability coverage.
Risk management and insurance solutions