How the classification system works and how to be sure your business is properly classified. What money and substitutes for money you may give your employees that you aren’t required to pay workers’ comp on. How to prepare for your premium audit so you are positive your audit is 100% correct (more than 75% are incorrect!)
Kevin Ring

Kevin Ring, CWCA, MWCA

Lead Workers' Compensation Analyst at Institute of WorkComp Professionals

Kevin joined the Institute of WorkComp Professionals in 2003 after a stint managing systems for a mid-sized manufacturing company. A licensed P&C agent, Kevin has an affinity for making the technical simple. He is especially adept at unraveling ex-mods and audits and classification clarifications. Kevin has trained more than 2,000 insurance agents leading Certified WorkComp Advisor and Master WorkComp Advisor programs, which he co-created. He has prepared and presented educational programs for employers as well as insurance agents and other insurance professionals, both in person and online. He has analyzed more than 1300 experience mod worksheets since 2011 and has directed the development of the ModIMPACT™ and ModSure, Experience Modification Factor Analysis programs.

Jim Hartstein Portrait

Jim Hartstein CIC CRM CWCA

Principal at The Insurance Market

Jim Hartstein is a third generation insurance professional, with more than 15 years in the industry, he has the knowledge and experience to give his clients honest and straightforward advice in a professional and understanding manner. He knows that insurance can be confusing and frustrating for the consumer, but he is here to help by simplifying complex concepts, answering questions, and guiding clients through the process to ensure they have the right coverage and peace of mind.

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